Tidewater Financial is an independent financial firm serving the needs of retirees, families, athletes and small businesses. Tidewater refers to low-lying land, where the water ebbs and flows in a protected, gentle way. This steady movement of water beautifully represents our approach to financial planning. With a deep respect for your resources, we embrace consistent, stable growth opportunities designed to put you on a path for financial independence. Will Rogers famously said: “I’m more concerned with the return of my principle than the return on my principle.” While high-risk investment opportunities have the potential of bringing big returns, they also have the potential of bringing big losses. We aim to protect and preserve your capital while giving you reasonable return opportunities.